GEORGIAfan Posted May 20 Share Posted May 20 More Subprime Borrowers Are Missing Loan Payments Borrowers with limited or troubled credit histories are defaulting on credit cards, car loans and personal loans https://www.wsj.com/articles/more-subprime-borrowers-are-missing-loan-payments-11652952602 NightPain 1 Quote Link to comment Share on other sites More sharing options...
AF89 Posted May 20 Share Posted May 20 Champion of the Sun Francis York Morgan 1 Quote Link to comment Share on other sites More sharing options...
MoeBiden Posted May 20 Share Posted May 20 12 hours ago, Mr. Hoopah! said: Hoo-boy They are evil people, all of my them. A lifetime of being told racism is fake, and it ended when MLK died, has created a generation of monsters. American public education has done a terrible job of educating its youth. I can only imagine what the white wealthy that fled segregated schools learned in private “Christian” schools. Quote Link to comment Share on other sites More sharing options...
RandomFan Posted May 20 Share Posted May 20 Yikes Door Gunner, falconsd56 and Francis York Morgan 2 1 Quote Link to comment Share on other sites More sharing options...
RandomFan Posted May 20 Share Posted May 20 Is this what peak performance looks like? Quote Link to comment Share on other sites More sharing options...
Serge Posted May 20 Share Posted May 20 10 hours ago, JayOzOne said: J.D. Vance, who will represent Ohio in the Senate next year, ran a campaign ad that said Democrats were letting criminals come over the border to vote for them. Also blamed Mexicans for his mother's drug abuse. All of the Republican candidates charged headlong to the bottom by telling viewers they weren't racist before immediately launching into the most racist promises made since George Wallace. If Democrats spent more time calling out J.D. Vance, the main thing that would do is announce to Peter Thiel that his monster is ready for national politics. Quote Link to comment Share on other sites More sharing options...
thofin21 Posted May 20 Share Posted May 20 NightPain 1 Quote Link to comment Share on other sites More sharing options...
Mr. Hoopah! Posted May 20 Author Share Posted May 20 52 minutes ago, Serge said: If Democrats spent more time calling out J.D. Vance, the main thing that would do is announce to Peter Thiel that his monster is ready for national politics. Democrats can't talk about anything, ever, pt. 175,087 by serge. The Monarch, Gritzblitz 2.0, falconsd56 and 2 others 5 Quote Link to comment Share on other sites More sharing options...
Serge Posted May 20 Share Posted May 20 8 minutes ago, Mr. Hoopah! said: Democrats can't talk about anything, ever, pt. 175,087 by serge. I don't understand choosing to believe that conservatives don't define themselves in opposition to the left when most of their success in recent history has come from doing exactly that. Vance had no presence whatsoever among Republicans until he just decided to be a Trump guy. And they rewarded him for that, because they don't give a **** what he was before; they care that he's gonna be a weapon against the left. thofin21 1 Quote Link to comment Share on other sites More sharing options...
Serge Posted May 20 Share Posted May 20 Liberal media figures are daring the Democrats to identify specific Republicans who, by voicing their prior opinions, are now unequivocally pushing #GreatReplacementTheory, and the left just can't figure out why the Democrats don't want to do that. By pushing the idea that any conservative opinions could represent #GRT, they're locking themselves into the idea that they can't support the immigration policies that most of their constituents are actually supportive of without risking backlash from the left closer midterms. It's a ******* terrible idea for the Democrats as a political party, which is exactly why corporate liberal media and social media leftists are all pushing for it while, for some reason, the Democrats appear to be trying to simply navigate the situation without damaging themselves. Not to mention they'd practically be crowning the Republicans whose boots are gonna be on our necks before long. thofin21 1 Quote Link to comment Share on other sites More sharing options...
NightPain Posted May 20 Share Posted May 20 32 minutes ago, Mr. Hoopah! said: Democrats can't talk about anything, ever, pt. 175,087 by serge. Why? Quote Link to comment Share on other sites More sharing options...
Mr. Hoopah! Posted May 20 Author Share Posted May 20 Francis York Morgan 1 Quote Link to comment Share on other sites More sharing options...
Mr. Hoopah! Posted May 20 Author Share Posted May 20 1 minute ago, NightPain said: Why? Because every time a democrat discusses republicans, Trump ***** into his own hands, smears his **** all over his body, and then hugs democrats, getting Trump's **** all over them. Square root of yellow is Judas Priest chess. Quote Link to comment Share on other sites More sharing options...
eatcorn Posted May 20 Share Posted May 20 Someone waked and baked again. falconsd56 and NightPain 2 Quote Link to comment Share on other sites More sharing options...
Serge Posted May 20 Share Posted May 20 If my reasoning on this particular subject strikes you as unrealistic, consider that the Democrats are sentient human beings who have worked in politics, many of them for a very long time, and they might be previously familiar with situations where corporations or other areas of the government influenced the left in a direction that worked against their own interests. thofin21 1 Quote Link to comment Share on other sites More sharing options...
Big_Dog Posted May 20 Share Posted May 20 10 minutes ago, Serge said: Liberal media figures are daring the Democrats to identify specific Republicans who, by voicing their prior opinions, are now unequivocally pushing #GreatReplacementTheory, and the left just can't figure out why the Democrats don't want to do that. By pushing the idea that any conservative opinions could represent #GRT, they're locking themselves into the idea that they can't support the immigration policies that most of their constituents are actually supportive of without risking backlash from the left closer midterms. It's a ******* terrible idea for the Democrats as a political party, which is exactly why corporate liberal media and social media leftists are all pushing for it while, for some reason, the Democrats appear to be trying to simply navigate the situation without damaging themselves. Not to mention they'd practically be crowning the Republicans whose boots are gonna be on our necks before long. 10 minutes ago, Serge said: Not to mention they'd practically be crowning the Republicans whose boots are gonna be on our necks before long. Part of their boots on our necks has been voter surpression tactics in Hope's of fixing previous election losses. Quote Link to comment Share on other sites More sharing options...
Serge Posted May 20 Share Posted May 20 12 minutes ago, Big_Dog said: Part of their boots on our necks has been voter surpression tactics in Hope's of fixing previous election losses. There's a lot of parts. They've been at this for decades. Quote Link to comment Share on other sites More sharing options...
Mr. Hoopah! Posted May 20 Author Share Posted May 20 Quote Link to comment Share on other sites More sharing options...
Baby Dik Dik Posted May 20 Share Posted May 20 Just nuke the ******* board. Jesus christ... Optimus_Cr1m35, NightPain and Door Gunner 1 1 1 Quote Link to comment Share on other sites More sharing options...
Optimus_Cr1m35 Posted May 20 Share Posted May 20 19 minutes ago, Baby Dik Dik said: Just nuke the ******* board. Jesus christ... Pretty painful. Quote Link to comment Share on other sites More sharing options...
lostone Posted May 20 Share Posted May 20 Lupus + pregnancy has been a crazy combo on my wife. There were concerns with heart issues, but my sons heart has been going strong. Trying to keep my wife as stress free as possible. We are at week 31… good bye my sweet prince sleep. You will be missed. Shameless poke to show @JDaveG Andrews_31 and Mr. Hoopah! 2 Quote Link to comment Share on other sites More sharing options...
lostone Posted May 20 Share Posted May 20 Also the dems are going to lose to this madness Door Gunner 1 Quote Link to comment Share on other sites More sharing options...
JDaveG Posted May 20 Share Posted May 20 5 minutes ago, lostone said: Lupus + pregnancy has been a crazy combo on my wife. There were concerns with heart issues, but my sons heart has been going strong. Trying to keep my wife as stress free as possible. We are at week 31… good bye my sweet prince sleep. You will be missed. Shameless poke to show @JDaveG Dude, I'm sorry. I've been missing a ton of sleep lately too (shingles -- get your vaccines). I hope it passes soon. Francis York Morgan and Mr. Hoopah! 2 Quote Link to comment Share on other sites More sharing options...
Optimus_Cr1m35 Posted May 20 Share Posted May 20 11 hours ago, GEORGIAfan said: More Subprime Borrowers Are Missing Loan Payments Borrowers with limited or troubled credit histories are defaulting on credit cards, car loans and personal loans https://www.wsj.com/articles/more-subprime-borrowers-are-missing-loan-payments-11652952602 It's gonna get worse too. For the most part, the mortgage industry did "ok" during the last bull run, there weren't a ton of "frivolous" cash out refis. We saw mostly home improvement and debt consolidation stuff. Or, just refi for rate and/or term. With that said, people definitely over-borrowed. 100%. Some of that was because the housing prices were up, so they didn't really have a choice. But we did see a bunch of high DTI loans (40%), a bunch of investments, etc. The issue with those is that it just takes a small nudge to fall behind. Just a fridge dying or a tire needing replaced. And once you're behind, you're stuck because so much of your money goes to your payment. I bought during that period, but I had a ton of equity from the old place. Bought for $240k, sold for $560k, rolled a bunch into the new place. Bought the new place for $618k, Zestimate (take it with a grain of salt) is $723k without accounting for the pool or solar. But... we have a dip**** of a neighbor who bought for $450k, cashed out, and is foreclosing now because the payments are behind. Can't wait for that dude to move. He sucks. falconsd56 1 Quote Link to comment Share on other sites More sharing options...
lostone Posted May 20 Share Posted May 20 5 minutes ago, JDaveG said: Dude, I'm sorry. I've been missing a ton of sleep lately too (shingles -- get your vaccines). I hope it passes soon. Jesus dude… that sounds awful. Hope you get better soon. JDaveG 1 Quote Link to comment Share on other sites More sharing options...
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