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Mr. Hoopah!

The J*zzlaine Maxwell Arkancide Watch Thread

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Posted (edited)
51 minutes ago, Leon Troutsky said:

:lol:  You might want to learn something about the person you’re talking to before making assumptions like the first two sentences.

Again, it’s not about effort to students.  It’s about the government bureaucracy involved in administering these programs.  You can cut government bureaucracy by eliminating all of the different programs and just moving to tuition free college like they did in Germany.  

Most student loan debt cannot be paid off in a few years.  That’s pure fantasy.  And again, administering student loans requires yet another huge government bureaucracy PLUS you get people who often cannot pay student loans because of recessions or other personal circumstances.  Nurses, for example, who get behind on their students loans have their nursing licenses suspended, preventing them from earning the income they need to pay those loans.  Having the cost of tuition paid back in terms of taxes is much more streamlined and efficient for everyone, including government.  

Moreover, having government pay for tuition directly allows government to leverage universities and colleges to keep tuition capped.  The student loan program is precisely why tuition keeps skyrocketing.  Schools can raise tuition and fees because they know that students will just keep borrowing more.  So people going to college in the 1990s required a helluva lot lower loan debt than students today.  Each successive generation ends up paying more for college while earning about the same income (adjusted for inflation).  So students today are saddled with huge loan debts because tuition is much higher.  Just having tuition free college means that government can negotiate with universities to keep tuition lower and everybody ends up with the same relative “debt” in terms of paying taxes on their income.  

It’s simpler, requires less bureaucracy, and avoids a ton of perverse incentives built into the current college system that’s based almost entirely on student loans from the government.  (You realize that the federal government administers virtually all loans right now, right?)

 

 You’re shifting the burden of paying the tuition from the student 100% to the American tax payer. How will you pay for this? The only solution is to raise taxes.  This would be yet another entitlement program run by an ever more bloated US government that has been terrible managing what is already on their plate. These same arguments were made for the affordable health care act and that turned out to be a disaster.

Again there are already plenty of state that already have in state tuition payment programs like Hope that cover most tuition.  I hire lots of young engineers coming free out of college that have student loans.  We talk and I ask about them.  These loans are low interest don’t have a set timetable to pay off. There is much or flexibility paying them off than is being preached.   If I take a loan to buy a house I am expected to pay that.  If I take a loan out on a car I’m expected to pay that.  
 

An education is a personal investment that an individual makes.  Choose your investment wisely and it will pay dividends.  Yes there is a risk but so is anything in life.  
 

This cradle to grave mentality that the government should subsidize every aspect of human existence 

Edited by Godzilla1985

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38 minutes ago, bdog 29 said:

There we have it. This guy is thinking of college in terms of what it cost back when NBC had Must See TV and gas was 89 cents.

Wages were also lower in 2000 when I got out of school. Wages also are much higher than they were when I got out.  The kids I am hiring out of college at our engineering firm have loans that they are somehow able to pay while being comfortable enough to buy cars, pay rent and have a fulfilling life.

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Posted (edited)
14 minutes ago, Godzilla1985 said:

 You’re shifting the burden of paying the tuition from the student 100% to the American tax payer. How will you pay for this? The only solution is to raise taxes.  This would be yet another entitlement program run by an ever more bloated US government that has been terrible managing what is already on their plate. These same arguments were made for the affordable health care act and that turned out to be a disaster.

Again there are already plenty of state that already have in state tuition payment programs like Hope that cover most tuition.  I hire lots of young engineers coming free out of college that have student loans.  We talk and I ask about them.  These loans are low interest don’t have a set timetable to pay off. There is much or flexibility paying them off than is being preached.   If I take a loan to buy a house I am expected to pay that.  If I take a loan out on a car I’m expected to pay that.  
 

An education is a personal investment that an individual makes.  Choose your investment wisely and it will pay dividends.  Yes there is a risk but so is anything in life.  
 

This cradle to grave mentality that the government should subsidize every aspect of human existence 

Look at my long post the page before. It lists in detail how a country has to work in order get give „free“ access to college or health care etc

As I expected, nobody is going to reply to that. Don‘t get me wrong. I love my country and I wouldn‘t want to change the system because I love the stability it brings.

But the rampant myth about the „free“ stuff over here has to end. But it seems they simply choose to ignore the numbers I presented in detail. So the myth about the „free“ stuff probably continues.

I am not American but I seriously doubt that more than 10% of all American would even consider accepting mentioned gigantic burdens that a country requires from its citizens overseas. Simply because they don‘t even realize how high the effective taxation and sometimes cost of living (energy) are.

Edited by Herr Beast

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9 minutes ago, Football Tony said:

Pretty much the only trolling that goes on in College Forum is once a decade when Georgia Tech beats UGA in football or the occasional visit from an attention-seeking Bama fan *cough, cough*

Lmao I still think about how disappointed some people would be if they saw Black Francis talking about toking up.

I don’t want to have to read the game day threads and watch what I say. Don’t make me have to read the game day threads and watch what I say. 🥺

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Student loan repayment is holding back our economy from really booming.  Can we shift our focus to bombing brown people a bit less and paying for education.  Think of it as one less endless war... maybe think of it somehow as punishing brown people more or something if that tickles your fancy.

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49 minutes ago, Leon Troutsky said:

I’ll let you read my last post.  Let’s just say that the things I support would produce lower revenue for universities and colleges like mine.  

What you don’t seem to understand is that government already subsidizes universities in the form of loans.  And that’s part of the problem, as I explain in that previous post.  Right now there is no incentive for universities to keep tuition loan PRECISELY because government just hands out loans to anyone and everyone.  We need to have an incentive against universities raising tuition and fees all the time.  Free tuition provides government the leverage to do that.  

Think about a state that provides a state-funded scholarship for all residents who have a high school GPA above 3.0.  That’s free tuition.  But when students graduate, they can move to other states and make lots of money.  The state loses that tax revenue and hence that money. It’s EXACTLY the system you oppose except it’s even worse — states have zero chance of recouping the money in the form of taxes.  

So switch that system with one where the federal government provides tuition, negotiates with public universities to keep tuition low, and the federal government recoups that money in the form of income taxes when people make higher income.  It’s actually a rather conservative idea and is far better than the socialist-type system of state scholarships that we have across the US today.

In Georgia that is paid through revenue Henares by a lottery which also provide tax to the state.  
Now if you want to advocate say nationwide legalization of recreational us of cannabis, casinos in every state with tax proceeds going to college education for all, I’m all for it.  When people advocate free ride on the US taxpayer dime I am vehemently against that. 

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4 minutes ago, Godzilla1985 said:

 You’re shifting the burden of paying the tuition from the student 100% to the American tax payer. How will you pay for this? The only solution is to raise taxes.  This would be yet another entitlement program run by an ever more bloated US government that has been terrible managing what is already on their plate. These same arguments were made for the affordable health care act and that turned out to be a disaster.

Again there are already plenty of state that already have in state tuition payment programs like Hope that cover most tuition.  I hire lots of young engineers coming free out of college that have student loans.  We talk and I ask about them.  These loans are low interest don’t have a set timetable to pay off. There is much or flexibility paying them off than is being preached.   If I take a loan to buy a house I am expected to pay that.  If I take a loan out on a car I’m expected to pay that.  
 

An education is a personal investment that an individual makes.  Choose your investment wisely and it will pay dividends.  Yes there is a risk but so is anything in life.  
 

This cradle to grave mentality that the government should subsidize every aspect of human existence 

What do you mean? I disagree. 

Here is my take:

Don't pursue a degree solely looking at the potential earnings. Everyone has an inclination for something. Go after that. Become great at that, and everything else will handle itself, to include earnings. If you pursue a very niche degree or one that requires talent, make sure you have the talent. You'll have to work extra hard past working hard for these types of fields. You can't complain about going to school for some unmarketable degree and not earning $75k per year a few years after graduation.

Shift focus on the career and not the end earnings goal.

Pursue a worthwhile degree. There are some useless degrees out here.

Sacrifice comes with everything in life. Sometimes, it may be beans & rice and rice & beans during your pursuit of a college education.

Build while you are in your 20s and 30s. By the time you're 40, you'll be set and looking pretty. 40 is still relatively young.

The instant gratification and microwave mindset have set back many people. The "I just want to have fun" mindset leads to ruining your 20s and 30s. You can have fun and remained focused, too. The key is moderation and balance. 

Mistakes and poor decisions will be made, but clean them up and move on from them. Learn. Don't keep making the same mistakes and poor decisions, and don't make excuses or concessions for them.

I work in the fire protection industry. I earn sufficiently to afford a very, very nice living. I didn't start this way. I started out as an apprentice earning $14.00 per hour. I am now six figures, LOVE what I do, great at it, worked and studied hard to attain licensing and certification and now right hand man to the division manager at my company.

 

 

 

 

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2 minutes ago, Godzilla1985 said:

In Georgia that is paid through revenue Henares by a lottery which also provide tax to the state.  
Now if you want to advocate say nationwide legalization of recreational us of cannabis, casinos in every state with tax proceeds going to college education for all, I’m all for it.  When people advocate free ride on the US taxpayer dime I am vehemently against that. 

I’m about to head off for the day, but I wanted to say that I have no problem funding it through legal pot, casinos, and other revenue streams.  The point is that the current system of loans is what’s driving up tuition costs and creating massive problems.  That has to end. 

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Posted (edited)
2 minutes ago, Leon Troutsky said:

I’m about to head off for the day, but I wanted to say that I have no problem funding it through legal pot, casinos, and other revenue streams.  The point is that the current system of loans is what’s driving up tuition costs and creating massive problems.  That has to end. 

Sir I hope I didn’t come across as disrespectful as that was not my intention.  I appreciate the debate you and I have and I don’t disagree with what your saying.  I believe we need more debates like this to come up with mutually agreeable solutions.

Edited by Godzilla1985

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4 minutes ago, Halcon-1 said:

What do you mean? I disagree. 

Here is my take:

Don't pursue a degree solely looking at the potential earnings. Everyone has an inclination for something. Go after that. Become great at that, and everything else will handle itself, to include earnings. If you pursue a very niche degree or one that requires talent, make sure you have the talent. You'll have to work extra hard past working hard for these types of fields. You can't complain about going to school for some unmarketable degree and not earning $75k per year a few years after graduation.

Shift focus on the career and not the end earnings goal.

Pursue a worthwhile degree. There are some useless degrees out here.

Sacrifice comes with everything in life. Sometimes, it may be beans & rice and rice & beans during your pursuit of a college education.

Build while you are in your 20s and 30s. By the time you're 40, you'll be set and looking pretty. 40 is still relatively young.

The instant gratification and microwave mindset have set back many people. The "I just want to have fun" mindset leads to ruining your 20s and 30s. You can have fun and remained focused, too. The key is moderation and balance. 

Mistakes and poor decisions will be made, but clean them up and move on from them. Learn. Don't keep making the same mistakes and poor decisions, and don't make excuses or concessions for them.

I work in the fire protection industry. I earn sufficiently to afford a very, very nice living. I didn't start this way. I started out as an apprentice earning $14.00 per hour. I am now six figures, LOVE what I do, great at it, worked and studied hard to attain licensing and certification and now right hand man to the division manager at my company.

 

 

 

 

Believe it or not I completely agree with what you’d said. Not sure how we disagree.

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Get y’all kids into IT if you want them to make money.  Get then coding.  Be able to communicate and understand logic. They will make bank!  If they go into gaming, it is volatile, but if they go into finance or healthcare... there are complete morons making over 100k a year

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27 minutes ago, Carter said:

Lmao I still think about how disappointed some people would be if they saw Black Francis talking about toking up.

I don’t want to have to read the game day threads and watch what I say. Don’t make me have to read the game day threads and watch what I say. 🥺

Need to get Turkeydawg to talk to Black Francis about the importance of respecting the law and those who uphold it. 

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We mentioned Hidden Figures a few days ago when NASA named its Headquarters after Mary W. Jackson; So I re-watched it the following day.

This is not the most memorable scene, but probably the one that should make us (Whites) reflect the most...

 

 

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17 minutes ago, lostone said:

Get y’all kids into IT if you want them to make money.  Get then coding.  Be able to communicate and understand logic. They will make bank!  If they go into gaming, it is volatile, but if they go into finance or healthcare... there are complete morons making over 100k a year

Yeah my best friend is a software engineer (buddies from middle school all the way to Tech). Guy is the most brilliant person I know. When he got out in 98 he did gaming and it was very volatile.  Guy has started several companies and follows the trends. Does legal software I think. Dude is a millionaire.

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28 minutes ago, Godzilla1985 said:

When people advocate free ride on the US taxpayer dime I am vehemently against that. 

I know this is really hard to comprehend, but you aren't a freeloader when you pay into the system.  Maybe you got carbon monoxide poisoning when you lived in your 4 wheel dorm, I don't know.  I don't know how anyone can go to college and come out and call this a "free ride".  It's as if you don't know how anything works.  Still, I will try to break this down for you...

The government takes our tax dollars

It allocates a portion of it towards higher education so everyone in the country has access to higher education

People then go to those institutions of higher education

Because they are educated, our economy prospers and we remain competitive in the global marketplace

They then put even more money back into the system in the form of taxes

 

So who, exactly, are these mythical freeloaders you are talking about? 

 

 

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Dave, we should build a bridge across the valley.  We have to go over there once a month to stock up on food.  It would be easier for all of us if we had a bridge.

Shut the **** up, Steve.  I had to hike 50 miles north and crawl through broken glass, so everyone else has to, too.

This country is so unbelievably stupid. 

 

 

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Dad, I just wanted to thank you for not doing a single thing to make my life easier than yours was.  It really means a lot to me.  I discovered a lot about myself on my journey to the same destination you reached.  My son will follow the same path, as will his.  We will all end up in the same place, because we are stupid and selfish.  It's just who we are.  Thanks, dad. 

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1 hour ago, Big_Dog said:

How about Trump now ordering law enforcement to begin to prosecute vandals destroying statues but he doesn't give a cr@p about Russia putting a bounty on our troops.  Russias' payments began in 2019 and Trump was informed in March. About the time he said covid-19 was a hoax. :bang::bang::bang:

A real tough guy indeed. 
 

Would put him in the Class of howdy dowdy matter of fact.(pun intended!)

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