Jpowers

Not the new Donald Trump Presidency thread

31,137 posts in this topic

1 minute ago, The Legendary SB said:

What the heck does the Area51 meme have to do with capitalism?

Really reaching there.  

 

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21 minutes ago, The Legendary SB said:

I warned you about that.  Fasting burns a lot of fat AND muscle.  Plus not lifting for a year...  

If you want to cut fat and preserve muscle just eat only lean meats (chicken or fish) and green veggies instead of a complete fast.  

If you want to fast I'd use intermittent fasting.  Specifically the leangains method:

https://leangains.com/the-leangains-guide/

The exact advice I gave him yesterday.

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Just now, The Legendary SB said:

Stopped reading at "Marxist economist".  That's an oxymoron.  

Doesn't mean much from the guy who wants healthcare to be out of pocket lol

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Just now, The Legendary SB said:

Reported.

OK no I didn't but I'll ask nicely to stop with the personal attacks as I cannot respond in kind as I am on double secret probation.  

It's a matter of factual, public record. 

You don't get to excuse racist behavior, and mock efforts to address it, and not be called out for what you are. 

And stop with the childish picture meme spam, while you're at it.

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Just now, The Legendary SB said:

Reported.

OK no I didn't but I'll ask nicely to stop with the personal attacks as I cannot respond in kind as I am on double secret probation.  

That is how the left fights, they can say whatever they want and the fake/scm/Dems don't call them out.

Same happens here, we get called stuff all the time as they race-bait, race-shame us into what they hope is submission, while not being called out for it by their own lemmings.

We know it's not true as do they, but it is.part of their playbook.

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9 minutes ago, T-Falcon said:

Yes I didn't say the cost of free college I said the crippling debt students currently have. Not free college for all. Though its not outside the realm of possibility some states are already starting free community college.

States with small populations tend to have a problem with young people going to college with state-provided scholarships and then leaving the state for employment elsewhere.  So some small (and Republican!) states already provide de facto free college to state residents, but then they lose the tax revenue when those people leave.

I’ve always thought that free tuition coupled with a small income tax (1-3%) for any income earned outside the state that’s paying for college would be a way for these smaller states to create a steady revenue stream while providing college at a much cheaper rate for students (e.g., no tuition and thus no loans).  

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1 hour ago, lostone said:

Did my first 5x5 in over a year.  Good lord I’ve lost it.  My ego was murdered.

 

will respond back once I am at respectable numbers

I recently got back into lifting and it was very humbling. I knew I was probably not going till be able to throw up what I once did, but since I'm grappling most everyday I didn't think I was losing that much strength. I was mistaken. 

Lifting is it's own skill. If you don't do it, you'll lose it. No matter what else you're doing. 

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1 minute ago, The Legendary SB said:

Image may contain: 1 person, smiling, meme, eyeglasses and text

Funny thing is, they were the straw that broke the Camel's healthcare back. Then they think we trust them to fix what they broke in the first place.

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8 minutes ago, The Legendary SB said:

Image may contain: text that says 'DEMOCRATIC PLATFORM FOR THE YEAR 2020 SOCIALISM KILL BABIES RAISE TAXES OPEN BORDERS DEFUND MILITARY TAKE AWAY GUNS WEAKEN ECONOMY DEFEND LLEGALALIENS SUPPRESS FREE SPEECH REPARATIONS FOR SLAVERY REMOVE ELECTORAL COLLEGE WHO, IN THEIR RIGHT MIND, WOULD SUPPORT THIS GARBAGE?'

The answer is many people in this thread....

You'll post this kind of stuff, but then get the vapors if someone suggests that the GOP uses racist rhetoric. 

Cool. 

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2 minutes ago, WhenFalconsWin said:

Funny thing is, they were the straw that broke the Camel's healthcare back. Then they think we trust them to fix what they broke in the first place.

It was the government that broke healthcare? Not greedy overpriced pharmaceuticals and financial games played between the insurance cos and medical providers to get more? There's a reason that even before ACA Tylenol was 5 dollars at the store for a bottle and $30 at the hospital for a pill.

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2 minutes ago, T-Falcon said:

It was the government that broke healthcare? Not greedy overpriced pharmaceuticals and financial games played between the insurance cos and medical providers to get more? There's a reason that even before ACA Tylenol was 5 dollars at the store for a bottle and $30 at the hospital for a pill.

giphy.gif

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5 minutes ago, The Legendary SB said:

Starting with the HMO act in the 70s, yes the government broke healthcare.  It is not even remotely benefiting from the rewards of capitalism because it's not allowed to.  No free market competition...  All collectivist regulatory nonsense.  

At the provider level is has more to do with Nixon lifting regulations that prevented hospitals from operating as for-profit entities and EMTALA. Hospitals jacked up prices to make the profits they were now allowed to make and then they got hit by being forced to treat people without coverage and no government program to compensate them, so they jacked up prices even more to deal with that sunk cost.

At the insurance level, it's just a failed market... much like the out of pocket system it replaced.

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Pretty much any system that relies on a third party to make payments for services is going to experience inflation in cost. With healthcare, once someone meets a co-pay or deductible, and they aren't responsible for paying the balance, they no longer care about the cost and there is little motivation from either side to keep prices down. This is exacerbated by providers further increasing prices to cover losses from Medicare, Medicaid, and indigent patients. 

We're seeing this in higher education now. So many are now paying for college through loans, grants, scholarships, etc that prices have inflated rapidly because no one has an interest in controlling costs. That's how you get $300 textbooks.

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6 minutes ago, T-Falcon said:

It was the government that broke healthcare? Not greedy overpriced pharmaceuticals and financial games played between the insurance cos and medical providers to get more? There's a reason that even before ACA Tylenol was 5 dollars at the store for a bottle and $30 at the hospital for a pill.

What you cite had nothing to do with the high premiums and high deductibles that many cannot afford since the Unaffordable Care Act was enacted. People that previously went to the doctor found (a family) might spend a $1000 in premiums, and $12k a year  in deductibles (conservative estimate) making it 24k a year for that family before $1 of insurance kicks in.

Were there problems before this? Of course there were, but this is where we are. Just because many people have an insurance card doesn't necessarily mean they can afford to use it.

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15 minutes ago, The Legendary SB said:

We've already been over this many times so agree to disagree.

That said I'm sick of this kind of rhetoric:

1. Implement government regulations (HMOs, ACA, etc...) to remove any semblance of a free market in health care.  Not that if there's no "shopping" and no "competition" then it's not free market.  That's your first clue.

2. Cry and blame the "free market" for healthcare costs.  

No the free market isn't the reason that healthcare costs are high.  There is no free market in healthcare.  

Not really. Health insurance is to coal as out of pocket is to wood burning. Obsolete... one significantly so.

Your free market ideal was replaced by private health insurance largely due to the same reasons we're facing today: Healthcare costs outstripped peoples ability to pay which led to providers struggling to stay afloat since they weren't being paid or couldn't find enough customers with the ability to pay. So, to deal with that, insurance was started so people could pay bit by bit in a manageable way so there was a large pool they could draw on once they needed it. That alleviated the problem of the failed market of out of pocket... at least partially. Many people were still far too poor to afford even that.

That system kept shuffling along, clinging to life, until WW2 when a large percentage of the population experienced insurance coverage for the first time. They then expected to have it going forward and the present system was born (albeit after Truman's attempt for singlepayer failed): The government would subsidize employer based health insurance, partially to placate their constituents and partially for propaganda against the Soviets ("the free market can do this, too!").

Then over the next few decades the government would step in whenever the health insurance industry started buckling or the system started to look particularly bad. Poor people can't get insurance at all? Remove them from the market. Old people too expensive to cover? Remove them from the market. Patient costs are becoming too great? Implement a regulation on the industry to keep costs down. So on and so forth.

Which leads us to now, where the American healthcare system is a byzantine nightmare and costs twice as much as countries with singlepayer... and all because we really want to keep a Cold War relic around.

I hope this has been informative. ^_^

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10 minutes ago, mdrake34 said:

lol

 

The GOP is clearly all-in with this so even engaging in debate on whether "send her back" is racist is a silly waste of time for Democrats. 

Democrats would be much better off laying out the consequences of the GOP normalizing this behavior and how it will effect all minorities. 

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20 minutes ago, Psychic Gibbon said:

At the provider level is has more to do with Nixon lifting regulations that prevented hospitals from operating as for-profit entities and EMTALA. Hospitals jacked up prices to make the profits they were now allowed to make and then they got hit by being forced to treat people without coverage and no government program to compensate them, so they jacked up prices even more to deal with that sunk cost.

At the insurance level, it's just a failed market... much like the out of pocket system it replaced.

 

Image-by-David-Mulder-700x394.jpg

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2 minutes ago, Gritzblitz 2.0 said:

With automation looming and a larger population of Americans no longer on the workforce, the idea of employer based coverage is really no longer tenable. 

Let's not forget the hiring of only part time employees now to keep from having to pay health insurance

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6 minutes ago, The Legendary SB said:

You cannot go fully out of pocket right away as costs are currently insane.

If it were up to me my goal would be:

1. Make insurance only for catastrophic health issues.  Ie...multiple day hospital stay or bad car accident or something.

2. Since it is only for "catastrophic" health issues, premiums are much lower.

3. All outpatient services are out of pocket.  Ie...people would shop for doctors for check ups and minor procedures.  

 

download (3).jpeg

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7 minutes ago, The Legendary SB said:

You cannot go fully out of pocket right away as costs are currently insane.

If it were up to me my goal would be:

1. Make insurance only for catastrophic health issues.  Ie...multiple day hospital stay or bad car accident or something.

2. Since it is only for "catastrophic" health issues, premiums are much lower.

3. All outpatient services are out of pocket.  Ie...people would shop for doctors for check ups and minor procedures.  

That was pretty much the system the UK had prior to NHS.

Needless to say, it was terrible even by the standards of the time.

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