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Trump owns the healthcare market now....


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45 minutes ago, HMFIC said:

Trump's XOs are either for the benefit of the American people, improving the economy, reducing red tape regulations, or undoing the malignant damage inflicted on the American people by the incompetent, Socialist, Constitution hating, America hating Obama. But wait .......all that is OK......after all Obama is BLACK, we must not criticize him .

Bless your heart.

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3 hours ago, Snowball said:

How long can he and his sister make it through Freebird before they break god's law?  Do you think they'd make it to the guitar solo?  It is a sweet solo, that's for sure.

I like to think they just take a break from the blasphemy to listen to it, then dive back in. 

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I'm not sure how this will play out but I'm fairly certain it's not going to matter to me. The same "experts" that were telling us how great the ACA was going to be before they even knew everything that was in it are now telling us how bad every other option will be, again, without even knowing everything that's in the next plan. All I know is - under the ACA, the best deal available to me cost a hair more than a 4th of my gross income with a $6,900 deductible. In other words: not only was it completely useless to me, it made private insurance so unaffordable that it was no longer an option, either. I'm sure a lot of people will be all up in arms about whatever happens but, for me and the people like me that do a dangerous, physically demanding job for very little financial compensation, it'll be the same as it's ever been. We'll continue to go to work every day and just hope we don't get hurt or sick while the people that can actually afford insurance debate options that aren't realistic for a large percentage of the country.

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8 hours ago, WalkingTheDawg said:

I'm not sure how this will play out but I'm fairly certain it's not going to matter to me. The same "experts" that were telling us how great the ACA was going to be before they even knew everything that was in it are now telling us how bad every other option will be, again, without even knowing everything that's in the next plan. All I know is - under the ACA, the best deal available to me cost a hair more than a 4th of my gross income with a $6,900 deductible. In other words: not only was it completely useless to me, it made private insurance so unaffordable that it was no longer an option, either. I'm sure a lot of people will be all up in arms about whatever happens but, for me and the people like me that do a dangerous, physically demanding job for very little financial compensation, it'll be the same as it's ever been. We'll continue to go to work every day and just hope we don't get hurt or sick while the people that can actually afford insurance debate options that aren't realistic for a large percentage of the country.

You don’t even have to rely on the experts.  Listen to the people behind this executive order themselves...

1 hour ago, mdrake34 said:

Straight from the diseased horse's mouth.

 

 

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1 hour ago, Leon Troutsky said:

You don’t even have to rely on the experts.  Listen to the people behind this executive order themselves...

 

The current price of healthcare already puts it out of reach for a lot of us so, what's the difference? Under the ACA, I would have you pay a little more than a 4th of my gross (well over a 3rd of my net) income for a policy that covers very little and has a $6,900 deductible. I bust my *** every day to make a living. I can't afford the premium or the deductible. Why would I care about what the new deal involves if I still can't afford it? I think people are under the assumption that the ACA was enacted to help people like me. It wasn't and it doesn't.  If you've got plenty of money, you're going to be fine. If you're on government assistance, you're going to be fine. For people like me, this is a non issue.

 

It wasn't always like this for me but it is now. Until a few years ago, I always had pretty decent health coverage. I had a lot more money and did a job that wasn't particularly dangerous or physically demanding. A couple of things happened that changed the course of my life so now this is my new situation. Wake me up when any of this matters to me. 

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21 minutes ago, WalkingTheDawg said:

The current price of healthcare already puts it out of reach for a lot of us so, what's the difference? Under the ACA, I would have you pay a little more than a 4th of my gross (well over a 3rd of my net) income for a policy that covers very little and has a $6,900 deductible. I bust my *** every day to make a living. I can't afford the premium or the deductible. Why would I care about what the new deal involves if I still can't afford it? I think people are under the assumption that the ACA was enacted to help people like me. It wasn't and it doesn't.  If you've got plenty of money, you're going to be fine. If you're on government assistance, you're going to be fine. For people like me, this is a non issue.

 

It wasn't always like this for me but it is now. Until a few years ago, I always had pretty decent health coverage. I had a lot more money and did a job that wasn't particularly dangerous or physically demanding. A couple of things happened that changed the course of my life so now this is my new situation. Wake me up when any of this matters to me. 

Private health insurance has been a failed market for decades. The only difference between then and now is that it doesn't only affect the poor anymore and is impacting the middle classes. Obamacare stabilized the markets a bit from the death spiral it was in prior to 2008-9 but ultimately this merely delayed the inevitable.

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2 minutes ago, HMFIC said:

Sorry about your plight with the Unaffordable Care Act.  A lot of people are in the same boat. I would say to wait until the details of Trump's proposal come out before making any assumptions about it.  JUST FYI....the subsidies were supposed to reduce the premiums of Obamacare. The Bill was submitted to Congress, and it was rejected because it was unconstitutional.  So Obama just directed the Treasury Dept. to spend the money anyway, which was also unconstitutional. So the subsidies that were doled out have always been illegal, but the Obama administration just ignored that fact, another illegal act.  However, the Subsidies not only failed to reduce premiums, they continued to rise at an alarming rate, as you well know.  Obamacare was intentionally designed to fail, as Obama and others have admitted, in order to facilitate a move to a single payer system.  Any problem you are experiencing now is a direct result of Lying Democrats who have sacrificed affordable healthcare for folks like you, in order to implement a political scheme. 

President Trump is a good man, who is sincerely trying to do what is best for the American people, unlike Hillary, Obama and most Democrats, who put their Party's interests first.  Trump is not a politician, much less a Diplomat. He speaks in plain language, like any average person, not disguised as some political hogwash.  He says what he means and does exactly that. In spite of the lies told my the media and the Democrats, he has no personal agenda, only an American agenda. He is trying to undo some of the foul acts perpetrated on the American people by the feckless Obama administration.

By the way, as to the foul accusations made about me........and my sister..........by this scum called Snowball ( I'm doubtful if the has the mental capacity to read this far down in a post)  The last refuge of an uneducated idiot is to sling feces when he is unable of intelligent discourse. That pretty much brands you Mr. Snowball.  

Bless your heart.

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22 minutes ago, WalkingTheDawg said:

The current price of healthcare already puts it out of reach for a lot of us so, what's the difference? Under the ACA, I would have you pay a little more than a 4th of my gross (well over a 3rd of my net) income for a policy that covers very little and has a $6,900 deductible. I bust my *** every day to make a living. I can't afford the premium or the deductible. Why would I care about what the new deal involves if I still can't afford it? I think people are under the assumption that the ACA was enacted to help people like me. It wasn't and it doesn't.  If you've got plenty of money, you're going to be fine. If you're on government assistance, you're going to be fine. For people like me, this is a non issue.

 

It wasn't always like this for me but it is now. Until a few years ago, I always had pretty decent health coverage. I had a lot more money and did a job that wasn't particularly dangerous or physically demanding. A couple of things happened that changed the course of my life so now this is my new situation. Wake me up when any of this matters to me. 

First of all, you need to look at the plan again.  "Covers very little" is just flat out wrong after the ACA.  All plans in the marketplace have to cover the same thing.  

Second, do you not qualify for subsidies to cover the premiums?  If your income is as low as you imply, the premiums should be very low.  

Third, things are about to get much, much worse as a result of Trump's executive orders.  You premiums are going to be even higher, your deductibles are going to be even higher, and those policies don't have to cover as much as they do under the ACA.  

Finally, do you support single payer?  That would solve all of the problems you mentioned, problems that have existed for decades and only gotten worse year after year (before the ACA).

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45 minutes ago, Leon Troutsky said:

First of all, you need to look at the plan again.  "Covers very little" is just flat out wrong after the ACA.  All plans in the marketplace have to cover the same thing.  

Second, do you not qualify for subsidies to cover the premiums?  If your income is as low as you imply, the premiums should be very low.  

Third, things are about to get much, much worse as a result of Trump's executive orders.  You premiums are going to be even higher, your deductibles are going to be even higher, and those policies don't have to cover as much as they do under the ACA.  

Finally, do you support single payer?  That would solve all of the problems you mentioned, problems that have existed for decades and only gotten worse year after year (before the ACA).

No subsidies for me. I'm a single male with no children. I make about 30 grand a year. I make too much to qualify for any help unless I have minor children and I make too little to afford healthcare without help. It is what it is.  I'm not clear on the real details of any actual single payer proposal so I can't say if I support it or not. I had private insurance my entire life until 2009 with no issues. I can't say what would have happened if I ever actually had to rely on the insurance, as I never had to use it. The ACA isn't the reason I lost my coverage, I had a family obligation that forced me to leave my job, but when I tried to return, I'm 2014, to the same plan that I had previously, the price had more than doubled. Seeing as how I make about half as much money as I used to, it was no longer an option for me.  I'm currently trying to find a higher paying job and I'm slowly getting my life back in order. I'm the mean time, I'm just crossing my fingers and hoping for the best. I'll be 46 next month so it would be pretty nice if I could afford some kind of health coverage.

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1 minute ago, WalkingTheDawg said:

No subsidies for me. I'm a single male with no children. I make about 30 grand a year. I make too much to qualify for any help unless I have minor children and I make too little to afford healthcare without help. It is what it is.  I'm not clear on the real details of any actual single payer proposal so I can't say if I support it or not. I had private insurance my entire life until 2009 with no issues. I can't say what would have happened if I ever actually had to rely on the insurance, as I never had to use it. The ACA isn't the reason I lost my coverage, I had a family obligation that forced me to leave my job, but when I tried to return, I'm 2014, to the same plan that I had previously, the price had more than doubled. Seeing as how I make about half as much money as I used to, it was no longer an option for me.  I'm currently trying to find a higher paying job and I'm slowly getting my life back in order. I'm the mean time, I'm just crossing my fingers and hoping for the best. I'll be 46 next month so it would be pretty nice if I could afford some kind of health coverage.

Okay, sorry, but what you are saying is just flat out false.  You do not "make too much to qualify for any help unless I have minor children".  

I don't know where you live, but you can enter your information into the following calculator and find out your subsidy.

https://www.kff.org/interactive/subsidy-calculator/

I entered a single person with no children making 30k in Georgia.  It shows an $84 subsidy per month.  

The Obamacare subsidies phase out at around $90k.  You're nowhere close to making too much to qualify for the subsidies.

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1 minute ago, Leon Troutsky said:

Okay, sorry, but what you are saying is just flat out false.  You do not "make too much to qualify for any help unless I have minor children".  

I don't know where you live, but you can enter your information into the following calculator and find out your subsidy.

https://www.kff.org/interactive/subsidy-calculator/

I entered a single person with no children making 30k in Georgia.  It shows an $84 subsidy per month.  

The Obamacare subsidies phase out at around $90k.  You're nowhere close to making too much to qualify for the subsidies.

84 bucks brings it down to about $540 a month. My take home pay is about 420 a week.  I've got other bills and obligations that make that unrealistic for me.  And the steep deductible would make it basically useless to me, anyway. I was told that I'm in the "fuzzy" area that says I won't be penalized for not joining the ACA because they won't force me to pay a higher percentage of my income than I can realistically afford. If it ever gets worked out to where I can afford coverage again, I'll sign up in a minute. Until then, I've gotta just keep looking for a better job and hoping I don't get hurt or sick.

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3 minutes ago, WalkingTheDawg said:

84 bucks brings it down to about $540 a month. My take home pay is about 420 a week.  I've got other bills and obligations that make that unrealistic for me.  And the steep deductible would make it basically useless to me, anyway. I was told that I'm in the "fuzzy" area that says I won't be penalized for not joining the ACA because they won't force me to pay a higher percentage of my income than I can realistically afford. If it ever gets worked out to where I can afford coverage again, I'll sign up in a minute. Until then, I've gotta just keep looking for a better job and hoping I don't get hurt or sick.

So now you admit that you DO qualify for subsidies.  

What’s your zip code?  That monthly premium sounds too high to me and you’ve already made two claims that are demonstrably false.  

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1 hour ago, WalkingTheDawg said:

Under the ACA, I would have you pay a little more than a 4th of my gross (well over a 3rd of my net) income for a policy that covers very little and has a $6,900 deductible. 

Just to recap...the bolded part is demonstrably false.

24 minutes ago, WalkingTheDawg said:

No subsidies for me. I'm a single male with no children. I make about 30 grand a year. I make too much to qualify for any help unless I have minor children and I make too little to afford healthcare without help. 

And this is also demonstrably false.  

What’s your zip code so that I can check on your claim that your premiums are over $600 a month?  Because after making two demonstrably false claims about your situation, I don’t trust that you’re giving accurate information now.

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