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Over 6 Million Now Enrolled In Private Insurance Through Obamacare.


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First, it's a fair question to ask if younger people are signing up because that's one of the things necessary for the success of the law. We'll have to wait for the final numbers next month, but there are some reports suggesting that the percentage of young people signing up has increased dramatically in the last two months since that graph was created.

http://www.washingtonpost.com/blogs/wonkblog/wp/2014/03/25/young-adults-signing-up-at-higher-rates-off-obamacare-exchanges/

Also consider that a lot of people under 26 are simply remaining on their parents' policies, meaning they aren't on the market for private insurance yet.

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A new poll shows that just 26 percent of Americans support Obamacare, but at the same time only 13 percent want to have the law completely repealed.

http://news.yahoo.co...-165314855.html

Latinos remain wary of Obamacare

The enrollment of Latinos under Obamacare is turning out to be much harder than anyone expected.

The president’s oversight of a massive ramp up in the deportation of undocumented immigrants — nearly 2 million of whom have been expelled during his five years in office — has led critics to dub him the “deporter in chief.”

It has also created an environment of fear and suspicion in Latino communities that’s undermining willingness to enroll in Obamacare.

Traumatized by watching families ripped apart and disappointed that promised immigration reforms have remained stubbornly out of reach, families of mixed legal standing now worry that seeking insurance could lead to the arrest and deportation of loved ones or loss of U.S.-citizen children, rather than increased economic security and better health.

Edited by Doozer
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I find it amusing how it's gone from, "No one will sign up," to, "Stop pointing out that people are signing up."

When did people ever say that "no one will sign up?"

We all knew the medicaid and subsidy population would be lining up to get their handouts. We even expected the pre-existing market to be hot (though they seem to be waiting too), but the law needs the able-bodied, young and healthy to sign up for it to work.

It's not about how many, it's who; otherwise we just spent 1.5 billion to complicate the problem even more.

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The thing that has struck me more consistently than anything else is how little people actually understand the law. I've had countless employees give me forms cancelling their insurance, stating that they're going to buy a cheaper plan on the exchange (even though our employees pay $18/week for single coverage). I feel compelled to tell them that they are not eligible for a subsidy on the exchange because we offer a plan that is well within the requirements of the ACA for both cost and coverage.

I wish people were more concerned with educating themselves before providing an opinion, or, at worst, taking action.

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When did people ever say that "no one will sign up?"

We all knew the medicaid and subsidy population would be lining up to get their handouts. We even expected the pre-existing market to be hot (though they seem to be waiting too), but the law needs the able-bodied, young and healthy to sign up for it to work.

It's not about how many, it's who; otherwise we just spent 1.5 billion to complicate the problem even more.

Those able bodied, young and healthy will start signing up as the penalty kicks in.
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So we're celebrating the fact that we barely squeaked through (yet still below the minimum estimate) the easiest part of this enormously complex law?

This is just people signing up for god sake. Not paying in some cases, less than the number that loss plans, and no regard for future repercussions. Loss jobs, hours cut, a hiring stall, less doctors in the networks, less specialists, higher premiums, higher deductibles, Wait until all the mandates kick in if they ever do. Well, atleast when the POTUS leaves office!

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I doubt that many doctors are "opting out of insurance entirely". Not sure how a person can sustain a practice without taking any insurance of any kind.

The signup numbers and rates do give us only limited information about the effectiveness of the law. Then again, it's only been about six months and something like this is going to take years to understand. My point in posting these numbers is to get some actual facts out there about the website itself. Since the early problems, it looks like they've gotten the website fixed and that it's working the way that it was intended to work.

The health care market hasn't changed dramatically for most people. For example, I still have the same plan and approximately the same copays that I had before the law. That's because I get insurance through my employer. Most people are like me in that regard. Aside from the trends in the cost of health insurance - higher premiums and deductibles - that predate the law, I'm not sure that I see where the big disturbances in the market have been.

This isn't a perfect law and there are going to be unintended consequences. Some people are going to be worse off than they were before in terms of higher rates or higher deductibles. Some people are better off, obviously. I guess my point is that at least some parts are working as anticipated. The news is not all negative.

http://money.cnn.com/2013/06/11/news/economy/cash-only-doctors/

also we have to keep in mind that the ACA wasn't put into law for you....it was put into law mostly for the people that I am referring to.

so it is a legitimate question....if you look at the expense of the copay, can middle class/lower middle class people afford the care even with subsidized premiums? if not, then the ACA doesn't accomplish its stated goal

eatcorn also has a good point about people not understanding the law. there has been far too much rhetoric and lying by both sides

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I have done my best to ignore the PR and propaganda, opting to focus on the data and the facts of the law. It hasn't been pretty, at times, but reality is so different from spin.

I'm referring more to how they've attempted to sell this to the public, which has clearly failed. As you said, the confusion that still exists around this law has been it's biggest problem, and its unacceptable, especially after so much time.

Not to mention the embarrassing marketing campaigns, specifically the way they've attempted to target the young (dangers of college / pajama boy / listen to mom etc...) ... I don't know, whoever approved that crap should be fired!

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http://money.cnn.com...h-only-doctors/

also we have to keep in mind that the ACA wasn't put into law for you....it was put into law mostly for the people that I am referring to.

so it is a legitimate question....if you look at the expense of the copay, can middle class/lower middle class people afford the care even with subsidized premiums? if not, then the ACA doesn't accomplish its stated goal

eatcorn also has a good point about people not understanding the law. there has been far too much rhetoric and lying by both sides

We shouldn't let the best be the enemy of the good. While it's true that lower income people will have trouble paying copays for more expensive treatments, it's also true that this circumstance is far better than them being wholly uninsured and unaware of any possible issues or conditions. The ACA is an improvement, but it is a LONG way from being perfect.
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I'm referring more to how they've attempted to sell this to the public, which has clearly failed. As you said, the confusion that still exists around this law has been it's biggest problem, and its unacceptable, especially after so much time.

Not to mention the embarrassing marketing campaigns, specifically the way they've attempted to target the young (dangers of college / pajama boy / listen to mom etc...) ... I don't know, whoever approved that crap should be fired!

At some point, people have to take the time and make the effort to educate themselves about laws that affect them.
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http://money.cnn.com...h-only-doctors/

eatcorn also has a good point about people not understanding the law. there has been far too much rhetoric and lying by both sides

How do you expect the people to understand the law when the ones who wrote it are equally confused? We have healthcare/finance experts combing through the thing that still can't tell us what to expect. This is one of those laws that we will have to just see what happens as time goes by...

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I'm referring more to how they've attempted to sell this to the public, which has clearly failed. As you said, the confusion that still exists around this law has been it's biggest problem, and its unacceptable, especially after so much time.

Not to mention the embarrassing marketing campaigns, specifically the way they've attempted to target the young (dangers of college / pajama boy / listen to mom etc...) ... I don't know, whoever approved that crap should be fired!

I'm not disagreeing about PR being bad, but it doesn't help when hundreds of millions of dollars have been spent by groups aligned on the right (including the GOP itself) that tell flat out lies about this law. When you've got opposition groups with a budget hundreds of times larger than yours that are intent on lying to people about the law, it's kind of hard to get your message out there.

It's even worse that what little PR money they had has been spent so poorly.

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I'm not disagreeing about PR being bad, but it doesn't help when hundreds of millions of dollars have been spent by groups aligned on the right (including the GOP itself) that tell flat out lies about this law. When you've got opposition groups with a budget hundreds of times larger than yours that are intent on lying to people about the law, it's kind of hard to get your message out there.

It's even worse that what little PR money they had has been spent so poorly.

I knew you were going to chime in with that!! biggrin.png

And I don't disagree.

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