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Herr Beast

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Posts posted by Herr Beast


  1. Anyway, anyone from the US is welcome to study in Germany. If you come or not, everything is already paid for anyway. We even have many universities offering bachelor and masters degrees completely in English. But learning (some) German is highly recommended and actually a must in reality.

    Biggest problem right now is getting into German as an American. Not going to happen unless the US finally gets a firm grip on the virus.


  2. 1 hour ago, Francis York Morgan said:

    But then you look at median income for Germany vs the US and it easily more than balances out. Also rated higher for schooling, quality of living, renewable energy, you name it

    I know and it is a good thing. But honestly do you believe that it is even remotely possible to have this kind of taxation and distribution system in the US? And could it even work?

    Because what it mostly needs is a steady, well respected, well educated and well paid public service. There is a gigantic difference in mentality there between Europe and the US. It is quite a dramatic cultural difference.


  3. 14 minutes ago, Godzilla1985 said:

     You’re shifting the burden of paying the tuition from the student 100% to the American tax payer. How will you pay for this? The only solution is to raise taxes.  This would be yet another entitlement program run by an ever more bloated US government that has been terrible managing what is already on their plate. These same arguments were made for the affordable health care act and that turned out to be a disaster.

    Again there are already plenty of state that already have in state tuition payment programs like Hope that cover most tuition.  I hire lots of young engineers coming free out of college that have student loans.  We talk and I ask about them.  These loans are low interest don’t have a set timetable to pay off. There is much or flexibility paying them off than is being preached.   If I take a loan to buy a house I am expected to pay that.  If I take a loan out on a car I’m expected to pay that.  
     

    An education is a personal investment that an individual makes.  Choose your investment wisely and it will pay dividends.  Yes there is a risk but so is anything in life.  
     

    This cradle to grave mentality that the government should subsidize every aspect of human existence 

    Look at my long post the page before. It lists in detail how a country has to work in order get give „free“ access to college or health care etc

    As I expected, nobody is going to reply to that. Don‘t get me wrong. I love my country and I wouldn‘t want to change the system because I love the stability it brings.

    But the rampant myth about the „free“ stuff over here has to end. But it seems they simply choose to ignore the numbers I presented in detail. So the myth about the „free“ stuff probably continues.

    I am not American but I seriously doubt that more than 10% of all American would even consider accepting mentioned gigantic burdens that a country requires from its citizens overseas. Simply because they don‘t even realize how high the effective taxation and sometimes cost of living (energy) are.


  4. So here are the numbers for you, who still think Germany is a place, where everything is magically free.

    I make around 72k € a year, so roughly $80k

    Mandatory taxes:

    - 18,000 income tax

    - 1,000 solidarity tax (for the still lagging behind East of Germany)

    - 5,000 for health insurance (my employer has to pay 5,000 as well for me)

    - 1,000 elderly care insurance

    - 7,500 pension

    - 1000 unemployment insurance

    - not listed: church tax (not kidding, mandatory if you are registered with a church) because I left the church so I don‘t have to pay for it

    So I am down to roughly 46,500 from 80,000

    Energy, mentioned $5.6 for gas and $0.33 electricity kw/h apply as well as mandatory car insurance. All in all I would say energy, car related mandatory stuff et al costs me 6,500 a year

    So still I have nothing yet to show for and I am down to 40k from 80k.

    And now comes the cruel part, everything I know buy, electronics, clothing, food etc has the insane VAT of 19%. So if I were to spend the 40k on stuff I really need or want, we can roughly say goodbye to 7,500 for the VAT

    I stop here because there are many more smaller but equally ridiculous mandatory fees (like paying a TV tax, roughly 200 bucks a year... which you even have to pay if you don‘t own a TV) but I fear people would stop believing it.

    Not even mentioned: Housing or renting costs, I don‘t own a house (most Germans don‘t, I think you start to get the idea why), so say goodbye to whatever you would imagine that would cost you.

    Anyway, those taxes, those fees and those sales taxes, they are all going to the federal budget to finance the perks we have. 

    But if anyone still says the word „free“ than you know he is lying through his teeth.


  5. 1 hour ago, Leon Troutsky said:

    Except there aren’t enough of those scholarships for everyone.  Like I said, they have a system in Germany that works well and allows those who work hard to get an education without a lifetime of student loans.  It’s better for the economy in the long term because people don’t have a huge chunk of their monthly income sucked up by loan payments.  And students don’t have to jump through 1,000 hoops to get it.  If they have the grades and academic performance, they get accepted into the university and don’t worry about tuition.  Much simpler and streamlined system without all the different levels of bureaucracy we have in the US.  

    By my calculation you break even long before hitting 40. After that you make substantially more money in the US than in Germany. And even when you are retired and living off your pension, Germany still taxes pension if they are above 1500€ (I am not kidding you) and you still have to pay 19% VAT and insane energy prices until the day you die.

    If you argue that the German system is more fair.... maybe, probably, depends... if you argue that the American system cripples people with student loans for life compared to a land of paradise like Germany, than you are not doing the math correctly.

    I also like to mention that people in Germany with a college degree somehow underperform in their professional life as they often settle for a safe job below their qualification. Since there is no urgency present, most lack any kind of entrepreneurship. Germany has an embarrassing low level of startups. A very notable and worrying difference compared to the US. 

    Also many Germans finish their college studies in their late 20s because if it costs nothing, why hurry. That of course is a problem in a country lacking skilled professionals. It also leads to overcrowded universities - even though less people study here than anywhere else in the world - because people need to much time to finish. 


  6. 9 minutes ago, Godzilla1985 said:

    No we’re not. Sounds like you think life should be handed to you on a silver plater.  Those sacrifices I made taught me more than my education at Georgia Tech ever did.  There are challenges I’ve faced in my career and my life where the resilience and fortitude I developed benefited me tremendously.    I’m honored to have put myself through college.  

    You can and should be proud of what you have achieved, period. You get nothing but respect from me. 


  7. 2 minutes ago, Charles Wright said:

     What a profusely arrogant statement! The pandemic has brought us disease, the economics of it are a by product. This too shall pass and we have a Proven plan at hand to recover greatly. 

    Though Biden is right, to help the economy you need to beat the virus first.


  8. 20 minutes ago, Godzilla1985 said:

    Speaking of apprenticeships, there are a ton of trade unions around the US that offer well paying apprenticeship programs.  You get paid and you learn a valuable trade.  I’ve been in the building, construction and data center industry for over 20 years.  Union electricians, mechanics, painters, etc. make incredible money.  On top of that they receive a handsome pension when they retire.  

    You can extend apprenticeships to a lot more professions even. Especially in engineering. Talked to an American customer at our company once and he said that our apprentices were a lot better than his college educated engineers, who turned out be incapable getting anything done in the real world (I am sure he didn‘t mean you tho :D)... though they had higher theoretical knowledge, the apprentices knew how to get it done and done right. But I have to say German apprenticeship is a bit different than American because it involves much more school but that makes it possible to offer apprenticeships in professions that you might think only can be learned through college.

    The problem is, apprenticeship starts really low. You make nearly no money at all at first but you steadily climb, especially if you work hard. But if you ever meet a German „Meister“, they drive fancy cars, have a nice big house and usually are great guys, making their fortune to work with real people and real life problems all day.

     


  9. Just now, Mr. Hoopah! said:

    You’re a white guy from Europe, Trump will let you come live here if you want to that badly. 

    No I couldn‘t live without being surrounded by other Germans for a long extended period of time, we are strange people like that... often travel 5000 miles to exotic vacation places only to hang around with other German tourists :D


  10. 7 minutes ago, Leon Troutsky said:

    The people who benefit from a free education would end up paying that money back in the form of taxes when they get good jobs after they graduate.  

    We don’t have to speculate on how this works.  Germany has been doing it successfully for decades.  

    Germany benefits much more from the apprenticeship system than from free college education. People going through the appreticeship path are the backbone of Germany, you would be surprised how many US college degrees they replace. Germany also has about the lowest percentage of people with college degree in all of the western world.


  11. 7 minutes ago, Leon Troutsky said:

    You’re literally arguing against the very system that exists in your own country and against people who are saying they would happily pay more taxes in exchange for tuition free college.

    Sounds to me like you’re just trolling.

    I am trolling a bit, that is a given. But financially, I and most Germans with a college degree would be better off financially in the US system than in Germany after 20 years of work. And it is not even close. Essentially after considering all taxes, the high VAT and energy prices I would get 2 dollars in the Us for every euro I make in Germany.


  12. 1 minute ago, Leon Troutsky said:

    Can you imagine the kind of h***scape that would result if any country actually had tuition free education nationwide?

    :looks at Germany:

    Oh, nevermind.

    I paid much more extra tax (compared to the US) in the last 20 years than I would have ever amassed in college tuition.

     


  13. 3 minutes ago, Boner said:

    Then why the **** are you commenting on this?  You don't know what people are dealing with over here.  Your opinion is irrelevant. 

    Probably just for entertainment. The US is good source for pure entertainment. Doesn‘t matter if its football or movies or the madness on all front that define the US politics and society.


  14. 4 minutes ago, Godzilla1985 said:

    Pell Grant, Hope Scholarship and countless academic and athletic scholarships and of course low interest student loans.

     

    I came from a family with little means and was the 1st in my family to go to college. I received the Pell Grant, a math science academic scholarship and the Hope scholarship (and I didn’t even look for any other scholarships). Later I took out student loans.  Worked my *** off. At one point was living out of my car and sleeping in the student center at Tech.  Got out. Paid off my student loans a few years ago.

    When you choose to go to college you are making a future investment in yourself.  If you make a ****ty investment (Sociology, Gender Studies, Drama) in your education where you can’t get a job and you fail to pay for your loans if you have them, that’s on YOU.  It’s not other people’s responsibility to pay for YOUR education.  It’s not easy but maybe that’s the problem. Lazy people now won’t put forth the effort to 1. Look for scholarships 2. Invest in degrees that are much harder to earn but almost guarantee employment (engineering, nursing, trades).

     

    If no immediate gratification is granted, people now will complain. It is just the sad result of social media. You can always post something somewhere and get immediate gratification. Completely lost is the bigger picture and that you have to constantly grind your way up by hard work and relentless effort.

     


  15. 1 minute ago, Boner said:

    Okay, thanks for the rudimentary statement on how democracies work.  I wasn't clear on how it all worked until you said that.  Thanks.

    Anyway, let's circle back to you calling me entitled for wanting my tax dollars to help other people.  Do you know what the word entitled means?  I can help you if you don't. 

    No you thought I talk about you specifically when I take a much broader swipe. I guess you felt entitled to be called out specifically :D


  16. 1 minute ago, Charles Wright said:

     Many want a college diploma but not the work necessary to achieve one. It will turn into the latest silly quirk of everybody gets a trophy irregardless of their effort. Give me a Masters degree and I can get the job I've always wanted with high pay, BUT excuse me if I can't DO the job!

    The US should rather concentrate to establish a working apprenticeship system like many European countries have. It would make many useless degrees in the US redundant.

    But that would mean being an apprentice for some three years and I already see people here calling that „slave labor“. That it ultimately often results in better paid job than what you get from a generic college degree is often ignored.


  17. Just now, Boner said:

    This has absolutely nothing to do with the conversation.  It doesn't make any sense anyway.  I have a good job.  I support myself.  I don't ask anyone for anything.  And here I am saying I want my tax dollars to go towards higher education for OTHER PEOPLE.  What the **** are you even talking about? 

    And other people have other opinion where tax dollars - more likely borrowed money - should go. The democratic process determines what will happen.


  18. 6 minutes ago, Boner said:

    Hey guys, I need to apologize.  I was being really entitled when I said that I wanted the money I spend in taxes to go to something that will not benefit me personally.  I'm really sorry for that.  I should know better. 

    You realize that in countries you fancy about, most of the tax money you pay does not do anything that benefits you directly? The US probably even has a better „benefits received per tax money paid“ ratio than most other countries because taxes are extremely low compared to most other countries.


  19. Just now, Boner said:

    What a stupid take. 

    It is the reality, It doesn‘t matter if stupid or not.

    Whining and complaining will do you no good. Companies already actively avoid that type of millenials. I work closely with HR in my company and it is getting more and more difficult to find young people where our expectations are met with their expectations. 

     

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